Tuesday, April 14, 2015

Accelerated Reader research misses the point, again


Accelerated Reader research misses the point, again
Stephen Krashen April, 2015

Still another study has been published claiming that Accelerated Reader (AR) works (Shannon, Styers, Wilkerson, and Peery, 2015).  And once again, the study fails to provide a real comparison group. *

All we are told is that the comparison group had "traditional" instruction that included independent reading, but we have no idea of how much reading time was set aside.  Those in the AR group (grades 1 through 4) averaged more than 30 minutes per day self-selected reading over 24 weeks "as a supplement to their core reading program" (p. 24).  ("Classrooms in both the treatment and comparison condition had the same amount of class time devoted to reading and language arts instruction" p. 24).

As pointed out elsewhere (Krashen, 2003, 2004, 2005, 2007), it is no surprise that AR produces gains in reading achievement. The important question is whether the tests and awards contribute to these gains. To determine this, AR needs to be compared not with traditional programs, but with programs in which equal time is spent in self-selected reading, without the AR tests and prizes.  This has not yet been done.

*The study was paid for by Renaissance Learning, the parent company of Accelerated Reader.


References

Krashen, S. (2003). The (lack of) experimental evidence supporting the use of accelerated reader. Journal of Children’s Literature, 29 (2), 9,16-30.
Krashen, S. (2004). A comment on Accelerated Reader: The pot calls the kettle black. Journal of Adolescent and Adult Literacy 47(6): 444-445.
Krashen, S. (2005). Accelerated reader: Evidence still lacking. Knowledge Quest, 33(3), 48-49.
Krashen, S. (2007). Accelerated reader: Once again, evidence still lacking. Knowledge Quest 36 September/October. Available at: http://www.ala.org/aasl/aaslpubsandjournals/knowledgequest/kqwebarchives/v36/361/361krashen
Shannon, L. C., Styers, M. K., Wilkerson, S. B., & Peery, E. 2015. Computer-assisted learning in elementary reading: A randomized control trial. Computers in the Schools 32(1): 20-34




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    Address ................

    State ..............

    Age ..............

    You have applied before or not. .............

    Status ..............

    Loan amount needed. ..................

    Loan period ................

    Occupation.................

    Monthly Income ...............

    In recognition of these details we will send you our agreement with the repayment schedule, and if you agree to the Terms and Conditions, you stand to get your loan within 24 hours, depending on the severity and urgency,and trust.
    I am waiting for your quick response.

    Yours truly

    Micheal Benson

    ReplyDelete
  19. Attention,
    Apply for a quick and convenient loan to pay off bills, Xmas loan, Mortgage loan, Consolidation loan and to start a new business or re-financing your projects at a cheapest interest rate of 3%. Do contact us today via: Henryclark003@gmail.com with loan amount needed.
    We are certified, registered and legitimate lender.
    You can contact us today if you are interested in getting this loan, contact us for more information about the loan process, process like the loan terms and conditions and how the loan will be transferred to you. We need your urgent response if you are interested.

    First Information Needed From You:

    Full Names:…………
    Country:…………...
    State/Province:……………
    Tele Phone Number:…………
    Duration:…………
    Amount Needed as Loan:………..
    House Address/Office Address:..........
    Occupation:............
    Monthly Income:……….
    Marital Status:………..
    Age/Gender:…………..
    Loan Purpose:…………..
    Have you applied for a loan before? (YES) Or (NO):...


    NOTE: All Responses should be forwarded to:
    HENRYCLARK003@GMAIL.COM
    for quick
    processing.
    Thank You.

    C.E.O/ Henry Clark.

    ReplyDelete
  20. TAKE A LOAN @ 2% INTEREST RATE

    Do you need a loan? if yes
    *Get a loan to start and complete your project.
    *Do you need a loan to pay off your debt?
    *Do you have bad credit or to invest?
    *Do u you need loan to start doing business? if yes
    MARIAH AUSTIN TRUST LOAN FIRM, are Granting you personal loan, Construction loan, Debt loan, Student loan. loan is range from $10.000 ''min'' to ''max'' (in millions) @ 2% interest rate. If you are interested kindly
    send response to: mariahaustin@hotmail.com

    LOAN APPLICATION
    Your name*
    Your email *
    Your telephone number *
    Your address *
    country *
    Sex *
    Loan Amount Needed *
    Loan Duration *
    Purpose of Loan *
    Occupation*
    Monthly Income*
    Send me a scanned copy of your ID: *

    *Awaiting your Response:----

    mariahaustin@hotmail.com
    Best Regard
    MARIAH AUSTIN

    ReplyDelete


  21. Good day,
    Are you in need of Urgent loan.. Do you want to clear your
    debt, expansion of business, personal loan :you can contact
    us for your fast and reliable loan at low interest rate of
    3% and affordable repayment plan wit good credit
    conditions. Email so: oscarfinanceloanfirm05@hotmail.com. to borrow today.

    Sincerely,
    oscar irwin

    ReplyDelete
  22. Hello Every One, I am mrs Matinez, I quickly want to use this medium to shear a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich man who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $5,200 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Harry Jordan who is the C.E.O of Harry Jordan Loan Company So i applied for a loan sum of (320,000.00USD) with low interest rate of 2%, so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) days the loan was deposited into my bank account so i want to advice any one in need of a loan to quickly contact him via: (harryjordanloanfirm@gmail.com) he does not know am doing this i pray that God will bless him for the good thing he has done in my life.

    ReplyDelete
    Replies
    1. We are a Certified Financial Institution approving funds for all kinds of project. Our loan/financial offer is given at a low interest rate of 2% and it's repayment duration is very friendly and customer convenient.
      Repayment period is within 12 to 120 months with an initial 6-12 months grace period with no re-payment penalty.
      We approve a funding for up to $100 Million and above depending on the nature of business.
      We are currently funding for Existing businesses with existing management team, with major work on Energy, Contract Execution, Commercial Real Estate Purchase, Business Expansion, Transportation, Technology, Healthcare , pay rent, taxes, buy cars etc.
      We are open to having a good business relationship with you as our financial scheme is very flexible and customer convenient.
      If you think you have a solid background and idea of making good profit in any venture, please do not hesitate to contact us for possible business co-operation.
      If you are interested in this offer, kindly contact us via email to receive our Funding Terms and Conditions. (sydneyloanfirm@yahoo.com)

      Wishing you all the best!!!

      Delete
    2. HOW I GOT MY LOAN (Lexieloancompany@yahoo.com)!!!

      My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors stated that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers i came across a God fearing man (Mr Martinez Lexie) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Martinez Lexie did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 thanks


      Delete

  23. Good day Audience,

    I am Carolyn V. Metnick , from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan form the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

    ReplyDelete
    Replies
    1. We are a Certified Financial Institution approving funds for all kinds of project. Our loan/financial offer is given at a low interest rate of 2% and it's repayment duration is very friendly and customer convenient.
      Repayment period is within 12 to 120 months with an initial 6-12 months grace period with no re-payment penalty.
      We approve a funding for up to $100 Million and above depending on the nature of business.
      We are currently funding for Existing businesses with existing management team, with major work on Energy, Contract Execution, Commercial Real Estate Purchase, Business Expansion, Transportation, Technology, Healthcare , pay rent, taxes, buy cars etc.
      We are open to having a good business relationship with you as our financial scheme is very flexible and customer convenient.
      If you think you have a solid background and idea of making good profit in any venture, please do not hesitate to contact us for possible business co-operation.
      If you are interested in this offer, kindly contact us via email to receive our Funding Terms and Conditions. (sydneyloanfirm@yahoo.com)

      Wishing you all the best!!!

      Delete
  24. do you need an urgent loan if yes via email mrsjulietloancompany00@gmail.com
    i want you to know that we offer good loan in 3% rate apply now and get your loan

    ReplyDelete
  25. attention!!!
    i am Mrs juliet johnson a private loan lender. we are given out all kinds of loan, we give out loans at a low interest rate of 3% and good working conditions, if you need a loan then you are advised to contact us for we render quality services that will make you satisfied. email: mrsjulietloancompany00@gmail.com

    we render all kinds of loan in good services, contact us via email: mrsjulietloancompany00@gmail.com
    Thanks
    Mrs juliet johnson

    ReplyDelete
  26. We are a Certified Financial Institution approving funds for all kinds of project. Our loan/financial offer is given at a low interest rate of 2% and it's repayment duration is very friendly and customer convenient.
    Repayment period is within 12 to 120 months with an initial 6-12 months grace period with no re-payment penalty.
    We approve a funding for up to $100 Million and above depending on the nature of business.
    We are currently funding for Existing businesses with existing management team, with major work on Energy, Contract Execution, Commercial Real Estate Purchase, Business Expansion, Transportation, Technology, Healthcare , pay rent, taxes, buy cars etc.
    We are open to having a good business relationship with you as our financial scheme is very flexible and customer convenient.
    If you think you have a solid background and idea of making good profit in any venture, please do not hesitate to contact us for possible business co-operation.
    If you are interested in this offer, kindly contact us via email to receive our Funding Terms and Conditions. (sydneyloanfirm@yahoo.com)

    Wishing you all the best!!!

    ReplyDelete
  27. Hello, do you need a genuine loan to pay your bills or solve any financial problems, kindly contact me now via email: rbinvestment11@outlook.com
    We offer all kinds of loan.
    thanks

    Here is an opportunity for those in financial problems and those who want financial uplift in their life,we give out all kinds of loans to help the needing from financial stress, Many are suffering and needs help to improve their life status, many are jobless and need financial help to start a business, many needs financial help to clear their bills and debt,Here is a wise decision for you now,If you are in need of a genuine loan we can help you.I am certified,registered and legit lender. kindly contact us now via email: rbinvestment11@outlook.com, rbinvestment12@outlook.com


    ReplyDelete
  28. Good day Audience,

    I am Carolyn V. Metnick , from Ohio USA, i want to use this great medium to announce this lender Elvin Morrison who is really a God sent to my family. few months back i was in search of a loan form the internet where i was scammed of $3250.00, i never thought i will ever apply for a loan on the internet again before i met a post about this lender made by one Maury who also got a loan from them, then i took a try again, after loan processing i was ask to provide my banking details which i did and to my greatest surprise i was granted a loan of $45,000.00 at first i thought it was a joke until i got to the bank to confirm and it was true, i was overwhelmed with joy. so i want you all who desire a loan and are capable of paying back the funds at the due time to contact: elvinloancompany@yahoo.com or on our web page http://elvinloancompany.bravesites.com and be a partaker of my testimony ....

    ReplyDelete
  29. Attention Loan Applicant,

    Welcome to ANDREA SMITH'S FINANCING INC. as part of its welfare package is offering a business and personal loan offer with an interest rate of 3% without no credit check. This is to help people achieve their financial objectives.Interested people should email us on andreasmithfinancialloanfirm@gmail.com


    * Personal Loan (unsecured)
    * Business Loan (Unsecured)
    * Loan Debt Consolidation
    * Improve your home

    APPLICATION:

    1) Name:
    2) Prefix (Mr., Mrs., (MS).
    3) Name:
    4) Last Name:
    5) Address:
    6) Country:
    7) Status:
    8) Phone Number:
    9) Mobile:
    10) Occupation:
    11) Amount Needed as Loan:
    12) Duration of loan:
    13) The purpose of the loan:
    14) Have you applied before:

    All responses should be sent to: E-mail:andreasmithfinancialloanfirm@gmail.com loan interest rate of 3% without any additional warranty. This is to help people achieve their financial objectives.Interested people should email us on andreasmithfinancialloanfirm@gmail.com Once we receive the request, then we will process your loan application for approval

    Sincerely,
    Mr. Andrea Smith
    Announcer

    ReplyDelete
  30. Hello Everybody,

    TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE BROKE LIFE OF MY FAMILY

    My name is Lynn Sato. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Broke Life and that of my family, i will refer any person that is looking for loan to Them.
    They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company.
    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Lynn referred you to them.

    contact via E_mail: urgentloan.investment@outlook.com
    contact via E_mail: Rodneyloan_finance@yahoo.com

    ReplyDelete

  31. Good day,
    Are you in need of Urgent loan.. Do you want to clear your
    debt, expansion of business, personal loan :you can contact
    us for your fast and reliable loan at low interest rate of
    3% and affordable repayment plan wit good credit
    conditions. Email so: oscarfinanceloanfirm05@hotmail.com. to borrow today.

    Sincerely,
    oscar irwin

    ReplyDelete
  32. FAST CLOSE DEAL FOR ANY TYPE OF LOAN APPLY TODAY !! @ ICC Mortgage And financial Services, Is a sincere and certified private Loan
    company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars,

    Euro and Pounds.We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable

    duration.Available now MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE Apply for a loan today with your

    loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.FOR MORE INFORMATION: Email us at

    appraisalsiccmortgage@gmail.com

    Thanks

    Jason rappaport

    ReplyDelete

  33. Are you seeking for a legitimate lender from the internet? My name is Kathie Smith, United State.please i want to advice you to beware of loan from the China and any part of Malaysia because they are all scammers. I have been scammed over 6 times until i came across a loan company from United State. They are so wonderful and serious minded company. I would advice you contact them if you are in need of loan of any kind(personal or business) because i got a loan from them without any stress after meeting their requirement. Their contact info is: http://www.dennishopkinsfinancehome.com/ or dennishopkins_financehome@live.com or dennishopkins69@yahoo.com Tel: USA +12404374240 Skype ID:roger.n.william

    ReplyDelete

  34. Are you seeking for a legitimate lender from the internet? My name is Kathie Smith, United State.please i want to advice you to beware of loan from the China and any part of Malaysia because they are all scammers. I have been scammed over 6 times until i came across a loan company from United State. They are so wonderful and serious minded company. I would advice you contact them if you are in need of loan of any kind(personal or business) because i got a loan from them without any stress after meeting their requirement. Their contact info is: http://www.dennishopkinsfinancehome.com/ or dennishopkins_financehome@live.com or dennishopkins69@yahoo.com Tel: USA +12404374240 Skype ID:roger.n.william

    ReplyDelete
  35. Hello Everybody,

    TESTIMONY ON HOW I GOT A LOAN TO CHANGE THE BROKE LIFE OF MY FAMILY

    My name is Lynn Sato. I live in USA Florida and i am a happy woman today? I told my self that any Loan lender that could change my Broke Life and that of my family, i will refer any person that is looking for loan to Them.
    They gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a widow with 3 kids I meant this honest and GOD fearing loan lending company online that helped me with a loan of $250,000.00 U.S. Dollar, They are indeed GOD fearing People, working with a reputable loan company.
    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs, Lynn referred you to them.

    contact via E_mail:

    urgentloan.investment@outlook.com
    contact via E_mail:Rodneyloan_finance@yahoo.com

    ReplyDelete
  36. Hello,

    Do you need a loan for business and private purposes? .if yes,apply now with your details

    1.Full Name: 2.Sex: 3.Age: 4.Phone: 5.Fax: 6.Country: 7.Amount needed:
    8.Duration Period:

    contact us at (s.williams222@outlook.com) with your application.
    We look forward to your prompt response.

    ReplyDelete
  37. Are you a business man or woman? Are you in financial mess or do you need funds to start your own business? Need a loan to pay off their debts or pay your bills or start a nice business? Do you have a low credit score and you will find it difficult to get loans from banks / other financial institutions? You need a loan or funding for any reason such as: E-mail: ptlenders@yahoo.com

    a) Personal Loan, Business Expansion,
    b) Business Start-up, Education,
    c) Debt Consolidation,
    d) Hard Money Loans

    We offer loans at interest rates lower than 2% and with no guarantees and collateral, we offer personal loans, debt consolidation loans, venture capital, business loans, education loans, mortgage or loan for any reason ".

    However, our method offers the possibility to determine the amount of loan needed and also the duration you can afford it, gives you a real chance to get the funds you need!

    Contact us via Email: ptlenders@yahoo.com
    Bacon Tasha Elizabeth®

    ReplyDelete
  38. How I Got My Loan Today


    Hello everyone,

    I am Matt Sato Corkerin by name, am writing this Testimony because am really grateful for what FIDELITY BANK did for me and my family, when I thought there was no hope he came and make my family feel alive again by lending us loan at a very low interest rate of 2%. Well I have been searching for a loan to settle my debts for the past three months all I met scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time so if you are out there looking for a loan of any amount i would advise you to email the legit loan company via email: { fidelitybankloanoffer4@gmail.com} and be free of internet scams. thanks… Matt Sato Corkerin from California, USA.

    E_mail: fidelitybankloanoffer4@gmail.com

    E_mail: mikekenfundsoffer@hotmail.com

    web: www.:quickloanhelp.webs.com

    ReplyDelete
  39. Hello everyone my name is Michelle Forbes, am here to testify how i was scammed by various loan lender from this site.I was in need of a loan and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 35000USD .I was now in debt because i borrowed the money from a friend.
    One day a friend of mine introduce me to Dennis Hopkins.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i was introduce to him through his email dennishopkins_financehome@live.com .He told me he will offer me the loan that i only need to comply with them.I did as he told me and without any delay,i received my loan as he earlier promise. Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Dennis Hopkins through his Website:http://www.dennishopkinsfinancehome.com/ or dennishopkins_financehome@live.com or dennishopkins69@yahoo.com Tel: USA +12404374240 Skype ID:roger.n.william .He is a registered reliable loan lender.

    ReplyDelete
  40. Hello everyone my name is Michelle Forbes, am here to testify how i was scammed by various loan lender from this site.I was in need of a loan and i applied from various loan lenders from this very site.They asked me to pay some amount of money at different basis but i never get my loan.This was how i lost the sum of 35000USD .I was now in debt because i borrowed the money from a friend.
    One day a friend of mine introduce me to Dennis Hopkins.He told me how he has helped him with loan at several cases without any delay.I was scared and never believe him.He urge me to trust him,this was how i was introduce to him through his email dennishopkins_financehome@live.com .He told me he will offer me the loan that i only need to comply with them.I did as he told me and without any delay,i received my loan as he earlier promise. Am here to tell you that most of the loan lenders in this site are scammers. If you truly need a genuine loan please meet Dennis Hopkins through his Website:http://www.dennishopkinsfinancehome.com/ or dennishopkins_financehome@live.com or dennishopkins69@yahoo.com Tel: USA +12404374240 Skype ID:roger.n.william .He is a registered reliable loan lender.

    ReplyDelete
  41. Are you looking for a business loan? personal loan, house loan, car loan, student loan,debt consolidation loan, unsecured loans, venture capital, etc. .. Or have you been refused a loan by a bank or a financial institution for any reasons. I am john williams, a private lender, lending to businesses and individuals in a low and affordable interest rate of 2% interest rate. if Interested? Contact us today at (johnloanfirm101@outlook.com) and get your loan today

    ReplyDelete
  42. Hello to all my viewers in the world my name is Elizabeth Henderson, I am from the New Arizona,United State, am here to testify of how i got a loan of ($150,000usd) from Mr birry lapocompany after i applied 5 times in my country from various loan lenders who claimed to be lenders they all fail me without give me the loan,i thought their genuine lender in my country where i can real applied but they never gave me loan until a friend of mine introduce me to Mr birry lapo company the l.a.p who promised to help me with a loan of my desire and he really did it as he promised without any form of delay, I never know thought there are still reliable loan lenders until i met Mr birry company, who really helped me with my loan and changed my life for the better now.I don't know if you are in need of loan. So you are feel free to contact Mr birry he offer loan to individual and public sector and certified them in a low interest rate of 2%. Bad credit acceptable with any individual and public sector that are in need of financial Assistance it dose not matter were he live all you need is money and is very genuine company. thank you for reading my massage from Elizabeth Henderson you can email via for your own help birrylapomicrofinancebank@gmail.com

    ReplyDelete

  43. FAST CLOSE DEAL FOR ANY TYPE OF LOAN APPLY TODAY !! @ ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.

    Available now

    MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE
    Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.

    FOR MORE INFORMATION:

    Juan jones
    Email: juan.jones59@yahoo.com

    ReplyDelete
    Replies
    1. FINANCIAL EMPOWERMENT AVAILABLE NOW, APPLY FOR LOAN WITH 2% INTEREST RATE

      Are you going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business,or you are finding it hard to obtain capital loan from local banks,contact us today for 2% interest rate via Email address: ( richardbrownservices34@gmail.com ) do not let these opportunity pass you by. Please these is for serious minded People,fill the form below and get back to us.

      LOAN APPLICATION FORM
      Name :
      Address :
      Country :
      Occupation :
      Loan Amount Needed :
      Purpose of loan :
      Monthly Income :
      Phone Number :
      LOAN DURATION :
      SCAN COPY OF YOUR ID :

      Kindly get back to us through our e-mail_ ( richardbrownservices34@gmail.com )

      (Regards)
      CEO/Mr. Richard Brown.
      DIRECTOR/ CEO: Mr. Richard Brown.
      ============================== ....,,

      Delete
    2. HOW I GOT MY LOAN (Lexieloancompany@yahoo.com)!!!

      My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors stated that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers i came across a God fearing man (Mr Martinez Lexie) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Martinez Lexie did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 thanks



      Delete

  44. MY TESTIMONY FROM A LEGITIMATE MONEY LENDER
    My name is Dorene Zeller, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service.Website: http://www.dennishopkinsfinancehome.com/ Email:dennishopkins_financehome@live.com or dennishopkins69@yahoo.com or Tel: USA +12404374240 Skype ID:roger.n.william .He is a trust worthy man.

    ReplyDelete

  45. MY TESTIMONY FROM A LEGITIMATE MONEY LENDER
    My name is Dorene Zeller, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service.Website: http://www.dennishopkinsfinancehome.com/ Email:dennishopkins_financehome@live.com or dennishopkins69@yahoo.com or Tel: USA +12404374240 Skype ID:roger.n.william .He is a trust worthy man.

    ReplyDelete
  46. DO YOU NEED A LOAN?

    Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? Need to pay loans Their Debt or pay off your bills or start a nice business? Do you have a low credit score and you will find it hard to get Capital loan from local banks / other financial institutions? You need one Loan or funding for any reason such as:Email: barbarajohn290@gmail.com

    a) Personal Loan, Business Expansion,
    b) Business Start-up, Education,
    c) Debt Consolidation,
    d) Hard Money Loans

    We offer loan at low interest rate of 2% and with collateral and not Collateral, we offer personal loans, debt consolidation loans, venture capital Capital, business loan, education loan, mortgage or Loans for any reason".

    However, our method offers the possibility to specify the amount of the loan needed and also the duration you can afford it, gives you a real Chance get the funds you need!

    Contact us via E-mail: barbarajohn290@gmail.com

    Mrs Barbara Johnson

    ReplyDelete
  47. your loan problems might be, here comes your help as we offer loans to both individuals and firms at low and affordable interest rate of 2% Processed within 24 hours.and a repayment duration period of 1 year to 10 years to any part of the world.We give out loans within the range of 5,000 to 100,000,000 USD Just for only one fee, which is the Registration fee while the company will be paying all other fees, Any loan company asking for more than one fee is a scam and beware of that company. Our loans are well insured and maximum security is our priority.contact us today at(harry50loanfirm@gmail.com) where your needs are meet and your worries are over.
    YOUR DETAILS BELOW
    Full Name ...........
    Location ............
    country .............
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    ReplyDelete
  48. FINANCIAL EMPOWERMENT AVAILABLE NOW, APPLY FOR LOAN WITH 2% INTEREST RATE

    Are you going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business,or you are finding it hard to obtain capital loan from local banks,contact us today for 2% interest rate via Email address: ( richardbrownservices34@gmail.com ) do not let these opportunity pass you by. Please these is for serious minded People,fill the form below and get back to us.

    LOAN APPLICATION FORM
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    (Regards)
    CEO/Mr. Richard Brown.
    DIRECTOR/ CEO: Mr. Richard Brown.
    ==============================

    ReplyDelete
  49. Attention!!!
    DO need an urgent loan for X-mas here is a way to get your loan that you have been looking for in a good rate%
    I am Mrs Juliet Johnson a private loan lender. we are given out all kinds of loan, we give out loans at a low interest rate of 3% and good working conditions, if you need a loan then you are advised to contact us for we render quality services that will make you satisfied. email: mrsjulietloancompany00@gmail.com

    we render all kinds of loan in good services, contact us via email: mrsjulietloancompany00@gmail.com
    Thanks
    Mrs Juliet Johnson

    ReplyDelete
  50. Hello am Kathy Tolliver by name and from Austin Texas, am here to testify how i got my loan from Mrs Rose Hannah after i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan.Until a friend of mine introduce me to Mrs Rose Hannah who promised to help me and indeed she did as she promised without any form of delay.I never thought there are still reliable loan lenders until i met Mrs Rose Hannah ,who are indeed helped with the loan and changed my belief.I dont know if you are in any way in need of a genuine and urgent loan,free feel to contact Mrs Rose Hannah via her email, roseloancompany@yahoo.com

    ReplyDelete
  51. DIRECT SERVICE ONLINE FIRM
    HEAD OFFICE---Richmond Road,Worthing, United Kingdom
    EMAIL--[directserviceonlinefirm@gmail.com]
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    of 2% Interest rate.

    Interested clients should please fill our form below-

    NAME--------------
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    AMOUNT OF LOAN NEEDED-------
    PURPOSE OF LOAN ------------
    SCAN AND ATTACH YOUR IDENTITY CARD--
    OFFICE/HOME PHONE NUMBER-----------
    GENDER---------------------------

    Our company mailing contact box is
    via- [directserviceonlinefirm@gmail.com]

    ROSE WILLIAMS
    EMAIL--[directserviceonlinefirm@gmail.com]
    DIRECT SERVICE ONLINE FIRM

    ReplyDelete


  52. Do not use all of these Private Money Lender here.They are located in Nigeria, Ghana ,Turkey, France and Israel.My name is Margret Buchan, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Morris And Company Trust Fund Limited he help me with a loan of $800.000 some days ago after been scammed of $12000 from a woman claiming to be a loan lender but i thank God today that i got my loan worth $800.000.Feel free to contact the company for a genuine financial service.Website: www.morristrustfundlimited.com Email:morristrustfundlimited@hotmail.com USA Florida +18503666201

    ReplyDelete
  53. How I Got My Loan From A Genuine And Reliable Loan Company

    Hello Everybody,
    My name is Mrs.Irene Query. I live in Philippines and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $150,000.00 to start my life all over as i am a single mother with 2 kids I met this honest and GOD fearing man loan lender that help me with a loan of$150,000.00 US. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Irene Query, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    ReplyDelete
  54. Get BLANK ATM Programmed Card and cash money directly in any ATM Machine around you. There is no risk of being caught, because the card has been programmed in such a way that it's not traceable, it also has a technique that makes it impossible for the CCTV to detect you and you can only withdraw a total amount of $5,000.00 USD in a day. Now email us today at our E-mail address at: Atmcardcashmachine@hotmail.com and get your card today and live that luxury life you every dream to live.

    ReplyDelete
  55. Welcome To Dr. Powell Garcia Loan Service…
    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

    ReplyDelete
  56. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
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    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  57. Welcome To Dr. Powell Garcia Loan Service…
    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

    ReplyDelete
  58. Hello Every One, I am mrs Jeff Chandler From Alaska U.S.A, I quickly want to use this medium to share a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $7,556, i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion he told me about a Gos sent man called Mr Ben Davies who is the C.E.O of Ben Davies Loans So i applied for a loan sum of ($85,000.00) with low interest rate of 2%, so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) working days the loan was deposited into my bank account, so i want use this medium to also advice any one that need from a reputable loan to quickly contact him via: ( bendaviesloanfirm@yahoo.com) he does not know am doing but i do know i have to share my story.

    ReplyDelete

  59. Do not use all of these Private Money Lender here.They are located in Nigeria, Ghana ,Turkey, France and Israel. I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Morris And Company Trust Fund Limited they are located in Canada. he help me with a loan of $800.000 some days ago after been scammed of $12000 from a woman claiming to be a loan lender but i thank God today that i got my loan worth $800.000.Feel free to contact the company for a genuine financial service (morristrustfundlimited@hotmail.com) Canada +1-647-739-3756

    ReplyDelete
  60. I want to thank Julia Navaro for the loan given to me by her loan company NAVARO LOAN COMPANY. Needed a loan to start a my boutique and didn't know how to get a loan until I was introduce to NAVARO LOAN COMPANY by a friend online and she approved my loan of $300,000 with minimum income of $10 and now am a successful woman. If you need any type of loan from any country and of any amount at an interest rate of 2% contact Julia Navaro at
    Navaroloancompany@yahoo.com and live a happy life.

    ReplyDelete
  61. HOW I GOT MY LOAN (Lexieloancompany@yahoo.com)!!!

    My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors stated that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bills for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers i came across a God fearing man (Mr Martinez Lexie) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Martinez Lexie did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: ( Lexieloancompany@yahoo.com ) or through the Company website: http://lexieloans.bravesites.com OR text: +18168926958 thanks



    ReplyDelete
  62. Welcome To Dr. Powell Garcia Loan Service…
    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes? Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

    ReplyDelete

  63. Hello Loan Seekers,

    Do you need an urgent? If yes worry no more, For we offer all kinds of loan at a low and affordable interest rate. Get back to us if you need a loan with the below information.

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    ReplyDelete
  64. Are you INTERESTED in a genuine, fast, reliable LOANS with no hidden fees from a private lender? Just 3.0% p.a, tailored with a flexible repayment schedule to meet the borrower's need and also a grace period of up to 12 - 36 months.

    NOTE: All replies should be forwarded and send to the e-mail account below for quick response and further details regarding our rate, terms & procedures. Email: finance@wburke-lendings.com.

    ReplyDelete
  65. Hello my name is Evelyn, yesterday i applied for a Christmas loan from Capital Funding, and the same day i applied i receive my loan in my BOA Bank account so i will advise people out there that need Christmas loan for the kids should apply from the company because they are Legitimate and guarantee loan company email: (vivaloancompanies@gmail.com ) for more details.

    ReplyDelete

  66. Testimony”” You should not miss this opportunity [My name is Mrs. Gloria Banty. I live in Texas United State Of America and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to Them,They gave me happiness and my family.I was in need of a loan of $90,000.00 to start my life all over again as i am a single mother with 3 kids. I have been searching for a loan to settle my debts for the past three months all I met is scammed and took my money until I finally met a God sent Lender. I never thought that there are still genuine loan lenders on the internet but to my greatest surprise i got my loan without wasting much time.I met this honest and GOD fearing loan company that help me with a loan of $90,000.00US Dollars. If you are in need of loan to solve your problems and you will pay back the loan please contact Viva Loans now tell them that is Mrs.Gloria Banty that refer you to Them. Contact VIVA LOANS now , via email: ( vivaloansltd@gmail.com )

    ReplyDelete
  67. We offer private, commercial and personal loans with very low annual interest rates as low as 2% in one year to 50 years repayment period anywhere in the world. We offer loans ranging from $ 5,000 to USA $ 100 million.
    Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legitimate loan lender? Are you biting your fingernails to the quick? Instead of hitting you, contact Mark Moel Home Loan (Loan Services) now, the specialists who help stop the bad credit history loans, to find a solution that victory is our mission.
    E-mail: Markmoelloanhouse@live.com
    Applicants must complete the application form following loan:
    LOAN APPLICATION FORM
    LOAN APPLICATION
    Your name and surname *
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    Your telephone number *
    Your address *
    Your City *
    State / Province *
    country *
    Sex *
    Date of birth *
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    You have applied before? *
    Loan Amount Needed *
    Length of Loan *
    Purpose of Loan *
    Send me a scanned copy of your ID: *
    Lender E-mail: Markmoelloanhouse@live.com
    regards,
    Mr.Mark Moel.
    Markmoelloanhouse@live.com

    ReplyDelete
  68. DO YOU WANT A PERSONAL/BUSINESS/INVESTMENT LOAN? LOAN IS HERE FOR YOU

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    ReplyDelete
  69. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
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    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+1%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+1%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
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    Contact Name: SILKE CHRISTA CERVENY

    Email: inquiry.dcifinancial@gmail.com

    skype : inquiry.dcifinancial

    ReplyDelete

  70. We are a Finance Industry Company professionals with over 15 Years Experience and a focus on providing Bank Guarantee and Standby Letter of Credit from some of the World Top 25 Prime Banks primarily from Barclays, Deutsche Bank, HSBC,Credit Suisse e.t.c.

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    Euro’s or US Dollars
    Great Attorney Trust Account Protection
    Delivered via MT760, MT799 and MT103 Swift with Full Bank Responsibility
    Brokers Always Protected

    Purchase Instrument of BG/SBLC : 32%+2% Min Face Value cut = EUR/USD 1M-5B
    Lease Instrument of BG/SBLC : 4%+2% Min Face Value cut = EUR/USD 1M-5B

    Interested Agents/Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.


    We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.

    We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c

    DESCRIPTION OF INSTRUMENTS

    1. Instrument: Funds backed Bank Guarantee(BG) ICC-600
    2. Currency : USD/EURO
    3. Age of Issue: Fresh Cut
    4. Term: One year and One day
    5. Contract Amount: United State Dollars/Euros (Buyers Face Value)
    6. Price : Buy:32%+1, Lease: 4%+2
    7. Subsequent tranches: To be mutually agreed between both parties
    8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c
    9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760
    10. Payment Term: MT799 & Settlement via MT103
    11. Hard Copy: By Bank Bonded Courier


    Interested Agents,Brokers, Investors and Individual proposing international project funding should contact us for directives.We will be glad to share our working procedures with you upon request.



    Name:Richardson McAnthony
    Contact Mail : intertekfinance@gmail.com

    ReplyDelete

  71. We offer fresh cut bank instrument for lease, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and others. Leased

    Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to

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    Description of Instrument:
    1.Instrument: Bank Guarantee (BG)/SBLC
    2.Total Face Value: MINIMUM 1MILLION EURO/USD - MAXIMUM 100BILLION EURO/USD
    3.Issuing Bank: HSBC London or AA rated Bank in Western Europe or USA.
    4.Term: One Year, One Month
    5.Leasing Price: 5% of Face Value plus 0.5% Lessor agent [Closed] & X% Lessee agent (open)
    6.Delivery: SWIFT TO SWIFT
    7.Payment: WIRE TRANSFER
    8.Hard Copy: Bonded Courier within 7 banking days.

    Thank you.

    Name:Richardson McAnthony
    Email:intertekfinance@gmail.com

    ReplyDelete
  72. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
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    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
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    Phone Number:+18157974394

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  73. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number:+18157974394

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  74. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number:+18157974394

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  75. I am Armando Taylor, a private money lender. I give out loans with an interest rate of 2% per annual and within the amount of $1000.00 to $500,000,000.00 as the loan offer. 100% Project Funding with secured and unsecured loans are available. We are guaranteed in giving out financial services to our numerous clients all over the world. With our flexible lending packages, loans can be processed and funds transferred to the borrower within the shortest time possible. We operate under clear and understandable terms and we offer loans of all kinds to interested clients, firms, companies, and all kinds of business organizations, private individuals and real estate investors. Just complete the form below and get back to us as we expect your swift and immediate response. EMAIL:(armandotaylorloanhome@gmail.com)

    Attention!!!

    Do you have a bad credit?
    Do you need money to pay bills?
    Do you need to start up a new business?
    Do you have unfinished project at hand due to bad financing?
    Do you need money to invest in some area of specialization which will profit you?

    We offer the following loans below,
    personal loans[secure and unsecured]
    business loans[secure and unsecured]
    combination loans
    students loans
    consolidation loans and so many others.

    Phone Number+18157974394

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    6. Monthly Income:……………..

    Email (armandotaylorloanhome@gmail.com)
    Best Regards,

    Mr Armando Taylor.

    ReplyDelete
  76. Finding a genuine provider of financial instrument is very challenging but we are certified Financial Instrument providers in Ireland. Presently, we only focus on BG/SBLC for Lease and Sale transactions. However, our Lease BG/SBLC is 4+1% and Sale at 32+2%.

    Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with draft Contract/MOU within 48hrs maximum.

    Please request for full procedure details if interested.

    For further inquiry contact:
    Name : Ciaran Sheridan
    E-mail : ciaransheridan453@gmail.com
    Skype id : ciaransheridan453@gmail.com

    ReplyDelete
  77. We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from Top AA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    TRANSACTION DESCRIPTION:
    1. Instrument: Bank Guarantee (BG) or Standby Letter of Credit (SBLC)
    2. Total Face Value: Euro/USD 1,000,000.00 – Euro/USD 5,000,000,000.00
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25
    4. Age: One Year and One Day (With the option of Rolls and Extension)
    5. Leasing Fee: 4% + 2%
    6. Purchsing Fee: 32% + 2%
    7. Delivery: Bank to Bank Swift MT799/MT760
    8. Payment: MT103
    9. Hard Copy: By Bank Bonded Courier within 7 banking days after delivery of Swift.


    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence,
    we will work together for the benefits of all parties involved.


    All relevant business information will be provided upon request plus our terms and
    procedures.

    All inquires to Mr Danzmann Horst should include the face value and bank instrument information needed so I can quickly address your needs:

    If Interested kindly contact me via

    Contact: Danzmann Horst
    Email: horstdanz@outlook.com,horstdanz600@gmail.com
    Skype: Danzmann Horst

    ReplyDelete
  78. We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe.
    we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable.
    DESCRIPTION OF INSTRUMENTS:
    1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A)
    2. Total Face Value: 10M MIN to 50B MAX USD or Euro
    3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 .
    4. Age: One Year, One Day
    5. Leasing Price: 4+ 1%
    6. Sale Price: 32+2%
    7. Delivery by SWIFT .
    8. Payment: MT103-23
    9. Hard Copy: Bonded Courier within 7 banking days.
    If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument.
    Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service.
    Name : Cathal Mc Hugh
    E-mail : Cathalmchugh0700@gmail.com
    Skype id : Cathalmchugh0700@gmail.com

    ReplyDelete
  79. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete

  80. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+2%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+2%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact: Name: WARREN GARY

    Email: inquiry.barkerfinancial@gmail.com

    Skype: inquiry.barkerfinancial@gmail.com

    ReplyDelete
  81. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: PergoCF@cheerful.com

    ReplyDelete
  82. WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Are you a business man or woman? Are you in any financial mess or Do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    Our loans are well insured for maximum security is our priority, Our leading goal is to help you get the services you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose from vacations, to education, to unique purchases. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate at 1.00% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: PergoCF@cheerful.com ( PergoCF@qualityservice.com ) PergoCF@gmail.com

    WE OFFER ALL KIND OF LOANS - APPLY FOR AFFORDABLE LOANS.

    Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Kindly write us back with the loan information;
    - Complete Name:
    - Loan amount needed:
    - Loan Duration:
    - Purpose of loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If you are interested to get a loan then kindly write us with the loan requirement. Please, contact us for more information: PergoCF@qualityservice.com ( PergoCF@gmail.com ) PergoCF@cheerful.com
    Yours Sincerely,
    Mrs. Ceren Kelly
    PergoCF@gmail.com
    PergoCF@qualityservice.com
    PergoCF@cheerful.com

    We look forward to hear from you ASAP

    Interested applicants should Contact us via email: PergoCF@cheerful.com

    ReplyDelete
  83. DO YOU NEED A LOAN TO START UP YOUR OWN BUSINESS!!!!!!

    We have provided over $1 Billion in business loans to over 20,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $5,000 to a maximum of $900 million. (dr.maverickleonidassloans@gmail.com)


    Do you need a legit, honest, reputable and quick loan?? I can help you with 100% guarantee loan Are you a business man or woman? Are you in any financial stress? Or do you need money to start your own business? we offer financial freedom to serious clients our mission is to help the less financial privileges get back on track Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. we offer loans to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because we will make you smile through out this loan transaction Email: (dr.maverickleonidassloans@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    * Home Loans


    Yours Sincerely,
    Dr. Maverick Leonidas
    +1 (424)704-8035

    ReplyDelete
  84. We have direct and efficient providers of Bank Guarantee (BG’s), Insurance Guarantees,Confirmable Bank Drafts, Standby Letters of Credit (SBLC) medium term note (MTN) and Third Party Guarantees. which are specifically for sell/lease at leasing price of 4+2% /32+2% for selling price.
    If you are a potential Investor or principal looking to raise capital, we will be happy to answer any questions that you have about this opportunity and to provide you with details regarding these services.

    Our BG/SBLC Financing can help you get your project funded, by providing you with yearly renewable leased bank instruments. We work directly with the providers of these instruments.


    DESCRIPTION OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A)
    2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD).
    3. Issuing Bank: Barcley's Bank , HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 4% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking day.


    BELOW IS OUR FCO PROCEDURE

    WE will arrange for a fresh cut BG/SBLC EURO/USD $10million to 100billion in favor of your company with Euro clear access code and block code as well as the ISIN and CUSIP numbers and Common Code of the SBLC from Barclay's Bank to enable you verify it at a lease cost of 4+2% After which you will transfer Euro cost fee to validate the instrument before it is delivered by swift MT199/MT799 pre-advice and finally via MT760 and the beneficiary is expected to pay 4% lease cost via MT103 to providers funding bank after verifying and authenticating the swift MT760 from issuing bank Barclay's, hsbc, and deucthe bank etc.
    Contact us for outstanding service, competence & professionalism;

    For all inquires Contact:

    Name: Abistar Diana
    Email:dianafinance600@outlook.com,dianafinance600@gmail.com
    Skype:Abistar Diana,dianafinance600@outloo.com

    ReplyDelete
  85. DO YOU NEED AN AFFORDABLE BUSINESS LOAN OR XMAS LOAN TODAY?

    We have provided over $20 Billion in business loans to over 30,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 24 hours of successful application. We offer loans from a minimum range of $10,000 to a maximum of $1 Billion.

    Do you find yourself in a bit of trouble with unpaid bills and don’t know which way to go or where to turn? What about finding a reputable Debt Consolidation firm that can assist you in reducing monthly installment so that you will have affordable repayment options as well as room to breathe when it comes to the end of the month and bills need to get paid? Dr. Vasquez Reynolds Loan Home is the answer. Reduce your payments to ease the
    strain on your monthly expenses. Email (vasquezreynoldsloanhome@gmail.com)


    Our services include the following:

    *Truck Loans
    * Personal Loans
    * Debt consolidation loans
    * Car Loans
    * Business Loans
    * Education Loans
    * Mortgage
    *Refinancing Loans
    *Property Purchase loans
    * Home Loans

    We give you loan with a low interest rate of 2% and loan duration of 1 to 30 years to pay back the loan (secure and unsecured). Do not keep your financial problems to yourself in order for you not to be debt master or financial stress up NOTE:Bear in mind that it will only take less than 24 Hours to process your file is 100% Guaranteed no matter your Credit Score.We are certified and your privacy is 100% safe with us. Worry no more about
    your loans or finances.


    Yours Sincerely,
    Dr. Vasquez Reynolds
    +1 (619)473-5227

    Get your instant loan approval

    ReplyDelete
  86. We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Contact : Mr. Johnson Hatton
    Email:johnsonhatton@gmail.com
    Skype ID: johnson.hatton007

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    All inquires to Mr. Johnson Hatton should include the following minimum information so I can quickly address your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

    Contact me for more details.

    Johnson Hatton

    ReplyDelete

  87. I want to testify on how i got my loan Hello everyone My name is Mis Susan Wanda am here to testify how i got my loan from Mr Leonard. After i applied several times from various loan lenders who claimed to also testify right in this forum,i thought the testimonies where real and i applied but they never gave me loan. I was in need of an urgent loan to start a business and i applied from various loan lenders who promised to help but they never gave me the loan. Until a friend of mine introduce me to Mr Leonard. who promised to help me and indeed he did as he promised without any form of delay. I never thought there are still reliable loan lenders until i met Mr.Leonard ,who are indeed helped with the loan and changed my belief.I don't know if you are in any way in need of a genuine and urgent loan,free feel to contact Mr.Leonard via his email {ptlenders@yahoo.com } Thank you may God bless you

    ReplyDelete


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    ReplyDelete
  89. My name is.Mrs.Juliet Quin. I live in Canada and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $ 73,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $ 73,000.00 Canada Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs.Juliet Quin that refer you to him. Contact Dr Purva Pius via email: reply to email {urgentloan22@gmail.com}

    ReplyDelete
  90. We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.

    FOR LEASING OF BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING FEE = 4%+1%

    FOR PURCHASE OF FRESH CUT BG/SBLC
    PRICE = 32%+1%
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

    Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly
    renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information.

    Contact name: Azra Ishaque

    Email : lintel.financialservicesplc@gmail.com

    Skype : lintel.financialservicesplc

    ReplyDelete